Issuer

Independent Order of Foresters, The

Insurance Organizations

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Summary

The Independent Order of Foresters (the Company) is a Fraternal Benefit Society with headquarters in Toronto that operates in Canada, the U.S., and the UK. The Company offers life insurance protection, savings, and retirement products to more than 2 million members in the three countries in which it operates. The Company retains a Fraternal Investment Policy that supports individuals, families, and communities through member benefit programs, scholarships, grants, and charitable partnerships.