FT Santander Consumo 4

FT Santander Consumo 4 represents the issuance of Series A Notes, Series B Notes, Series C Notes, Series D Notes, and Series E Notes backed by a portfolio of fixed-rate (floating-rate receivables could be included during the revolving period) receivables related to consumer loans granted by Banco Santander, S.A (the originator) to private individuals residing in Spain. The originator services the portfolio. Series F Notes were issued to fund the cash reserve.