Issuer

Montreal Trust Company of Canada

Banking Organizations

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Summary

Montreal Trust Company of Canada is an affiliate of The Bank of Nova Scotia (Scotiabank). Scotiabank, which is based in Toronto, is the third-largest Schedule I bank in Canada, providing full-service banking operations to over 24 million customers worldwide. With a strong presence in Canada, Scotiabank also has a growing international presence that is focused on high-growth markets such as Mexico, Peru, Chile and Colombia (the Pacific Alliance region) as well as the Caribbean and Central America. Scotiabank also operates Tangerine Bank (formerly ING Bank of Canada), which provides customers with a digital, self-directed banking solution.